The Key to Your Next Chapter Could Start With
0% Down.
Our 0% Down Home Purchase Program could offer another path to homeownership for qualified buyers with full-time income and good credit.
To submit your request, please complete the form below.
Is this right for you?
This may be a fit if you…
- Have a credit score of 700 or higher
- Have a household income of $80,000 or more
- Earn a full-time income
- Can cover closing costs upfront
- Want to buy sooner instead of waiting to save
How the price guideline works
Your purchase price can be up to approximately 5× your qualifying household income.
Example: a qualifying household income of $100,000 points to a purchase price of up to about $500,000. Your actual limit depends on your full application.
If saving for a down payment has been holding you back, this could be worth exploring.
Rent keeps going up and savings take years to build. This program is designed for buyers who are financially steady but haven’t been able to put together a traditional down payment.
- Tell us about youFill out the short form on our website.
- We review your optionsAn SGD mortgage professional checks your fit for the program.
- Start house huntingKnow your budget and move forward with confidence.
Common questions
What do I need to pay upfront?
Only closing costs are required upfront under this program. No down payment.
What credit score do I need?
The program requires a minimum credit score of 700.
Do I need full-time employment?
Yes. Full-time income is required to qualify.
Will applying affect my chances?
Submitting the form starts the conversation with our team. We’ll walk you through your options and next steps.